Ferrari SF90 Stradale
Why 3.3: Ferrari's first plug-in hybrid flagship is genuinely revolutionary on paper — 986hp, AWD, a Formula 1-derived hybrid system — but the complexity that makes it fast also makes it feel synthetic next to the naturally aspirated Ferraris a generation before it. Early depreciation reflected buyer uncertainty about the tech as much as it reflected any real flaw.
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Market value
Median asking price, good condition · €467k (2020) → €386k (2026), trending down · illustrative data
The long version
SF90 buyers split roughly into two camps: early adopters who wanted to own the 'first' of something Ferrari does — first hybrid, first sub-2.5-second flagship — and a second wave buying it once the initial value dip made it look like a bargain next to the 488 Pista and F8. The plug-in hybrid system technically enables silent EV-mode errands, a genuinely daily-use capability no naturally aspirated Ferrari before it had, but few owners actually plug it in regularly; most just run it as a very fast, very heavy petrol car. Values dipped hard in the first two years as the market digested a Ferrari with a charge port, then began recovering as the SF90 established itself as the flagship rather than a transitional experiment. It is used more than a Monza or Chiron, and tracked more than either, but the hybrid hardware's added weight and complexity keep it from full-throated enthusiast-favorite status.